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Makers ofReserveAI

The Future of
Actuarial Science

Where actuarial rigour meets modern tooling. insureAI builds AI-powered software and provides holistic consulting for insurers.

Our flagship platform, ReserveAI, delivers faster, sharper loss reserves, available as SaaS or an SDK embedded in your own pipelines.

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Trusted by leading insurers and financial institutions

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See ReserveAI at Work

The development triangle your team already knows, with Chain Ladder, Bornhuetter-Ferguson and Cape Cod beside the data and stochastic models one tab away.

ReserveAIby insureAI·Motor book·Q4 valuation
Chain Ladder
Total Latest 60,155.31Total Reserve 11,766.48Total Ultimate 71,921.79
ExposureOrigin / Lag01234567LatestReserveUltimate
16,024.142018 Q12,178.371,317.98397.19239.74163.41111.2688.78-33.714,463.020.004,463.02
17,100.502018 Q23,108.083,145.041,241.02-373.99469.64164.14199.227,953.15-79.537,873.62
25,026.782018 Q34,779.322,467.491,355.17672.76399.00-201.129,472.62189.459,662.07
24,091.492018 Q42,289.15902.93620.68325.47-214.153,924.08156.964,081.04
21,752.932019 Q16,288.293,133.861,186.62652.4811,261.25900.9012,162.15
18,301.232019 Q27,041.702,150.121,549.3410,741.161,611.1712,352.33
21,815.332019 Q35,665.694,243.839,909.524,855.6614,765.18
21,220.292019 Q42,430.512,430.514,131.876,562.38
LDFs1.811.301.061.041.021.030.991.00
Cum LDF2.701.491.151.081.041.020.991.00

Illustrative data. Your triangles, your basis, your sign-off.

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Proven in Production

Built on Research, Trusted by Insurers

insureAI builds AI-powered actuarial products, including ReserveAI, our flagship reserving platform live with paying clients, and partners with insurance teams on pricing, reserving, and capital.

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Clients across the South African insurance landscape

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South African organisation accredited under the IFoA Quality Assurance Scheme

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Actuarial staff, working alongside multiple software engineers

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Global actuarial bodies recognising our research: IFoA, ASSA and CAS

Actuarial Intelligence

The Next Evolution in Actuarial Power

Our products are built on peer-reviewed research recognised by the IFoA, ASSA and CAS, equipping actuarial teams to make faster, smarter, and more defensible decisions.

Actuarial Rigour Meets AI

Actuarial Intelligence is modern data science and machine learning applied with the domain knowledge and rigour the profession demands. Models that are explainable. Assumptions that are defensible. Outputs that can be signed off. The actuary remains in control throughout.

Built for Actuaries

Everything we build is designed by practising actuaries, for actuaries. From data ingestion to regulatory sign-off, every workflow mirrors how actuarial teams actually work. No black boxes, no retraining your department around a tool.

Independently funded outside the insurance industry, providing unbiased solutions.

Our Promise

Software alone doesn't transform an actuarial function; people do. Every insureAI engagement comes with hands-on support from our actuarial team: validation, implementation, and capability building until your team runs it with confidence.

AI Research

Explore Our Mortality Insights

Dive into interactive deep learning mortality forecasts spanning 86 years of data across 40 countries. Our AI models project age-specific mortality rates from 2009 to 2036.

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insureAI Insights interactive mortality explorer
What We Offer

Our Solutions

Our flagship ReserveAI platform and SDK, backed by holistic consulting across the insurance spectrum

ReserveAI Platform

Our flagship SaaS platform for AI-powered loss reserving, grounded in the latest research and tested in real insurance environments. Chain Ladder, Bornhuetter-Ferguson and Cape Cod live beside your data, so the impact of selected methodologies can be observed immediately. Cells, selections, applied LDFs, saved views and review evidence stay anchored to the same triangle.

A full stochastic engine sits alongside, offering both bootstrap and analytical approaches to reserve uncertainty. Live with paying clients today: what used to take your team three weeks now takes three hours.

ReserveAI SDK

The same reserving engine that powers our platform, delivered as an SDK your actuaries embed directly into their own pipelines. Run ReserveAI models inside your existing valuation processes, notebooks, and reporting stack, in your environment and under your governance, with your data never leaving your perimeter.

Built for teams that want AI-powered reserving as a component, not a destination. Version-pinned releases and full documentation keep model governance and reproducibility audit-ready.

Consulting & Advisory

Holistic actuarial support across four pillars: Corporate Actuarial, Head of Actuarial Function, Pricing and Product Development, and Life Assumption Setting. For some clients we act as their outsourced actuarial team; for others we bring specialist expertise to specific projects and challenges.

Trusted by 15+ clients across the South African insurance landscape, from Tier-1 life and P&C insurers to specialised underwriting managers. From proof-of-concept through validation to deployment, we stay until the capability is yours.

Our Foundation

Driven by Core Values

The principles that guide everything we do

Excellence

We pursue excellence in everything we do, from research and development to client service. Our award-winning methodologies and continuous innovation ensure we're always at the forefront of actuarial science.

Professionalism

We maintain the highest standards of professional conduct and regulatory compliance. Our solutions are designed to meet stringent actuarial standards while delivering transformative results.

Innovation

Innovation is in our DNA. We constantly push the boundaries of what's possible, developing new approaches that combine the best of traditional actuarial science with cutting-edge AI capabilities.

Expertise

Built on decades of hands-on experience across insurance operations in underwriting, finance, and claims. Our team has worked extensively with industry leadership globally, combining practical knowledge with intellectual rigour to deliver solutions that address real-world challenges.

Expertise

Core Capabilities

Advanced actuarial solutions across the insurance spectrum

Reserving Innovation

Our deepest capability and the foundation of ReserveAI. Next-generation loss reserving that pairs traditional actuarial methods with machine learning: earlier insight into emerging claims patterns, tighter estimates, and stronger capital efficiency.

Pricing Evolution

Advanced AI methodologies delivering enhanced accuracy and speed in insurance pricing while ensuring regulatory compliance and interpretability. Drive strategic growth through superior risk selection and dynamic market response, consistently achieving improved loss ratios across your portfolio.

Climate Risk Intelligence

Data-driven insights for understanding and pricing climate risks, integrating global climate data with traditional actuarial methods. Transform climate uncertainty into strategic opportunity through sophisticated risk assessment and portfolio optimisation.

Life Insurance Advancement

Revolutionary approaches to experience analysis and assumption setting, powered by advanced AI methodologies. Unlock deeper insights into mortality trends and policyholder behaviour, enabling more competitive products and precise pricing strategies.

Recognition

Recognised by the Profession

Our research and innovations have been recognised by leading global actuarial organisations.

First in South Africa

QAS accreditation from the Institute and Faculty of Actuaries

The IFoA's employer quality standard, independently assessing professionalism, development and training, and organisational culture.

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Professional Leadership

At insureAI, we're committed to advancing the actuarial profession globally.

Our team prioritises giving back to the actuarial profession, with members supporting local and international actuarial organisations across a range of projects and disciplines. Our team actively contributes through:

Leadership

Leadership roles in professional bodies and working parties

Publications

Regular publications in peer-reviewed journals

Speaking Engagements

Speaking engagements at industry conferences

University Collaboration

Active collaboration with universities and research institutions

Professional Standards

Our commitment to professional excellence goes beyond innovation. Every solution we develop adheres to rigorous actuarial standards and regulatory requirements.

We maintain active engagement with professional bodies and regulatory authorities to ensure our methodologies not only push boundaries but also do so within established governance frameworks.

Learn more about our approach

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