Last Updated: September 1, 2023

1. Introduction

Welcome to InsureAI. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms.

If you disagree with any part of the terms, you may not access our website or use our services.

2. Definitions

For the purpose of these Terms:

"Company", "We", "Us", or "Our" refers to InsureAI.
"Website" refers to the InsureAI website.
"Service" refers to the services provided by InsureAI.
"You" refers to the individual accessing or using the website or services, or the company, or other legal entity on behalf of which such individual is accessing or using the website or services.
"Content" refers to all information, text, graphics, logos, designs, photographs, and other materials made available through our website or services.

3. Use of Our Services

Our services are intended for business or commercial use. By using our services, you represent and warrant that:

You have the authority to enter into these Terms on behalf of yourself or the business entity you represent.
Your use of our services will not violate any applicable law or regulation.
You will not use our services for any illegal or unauthorized purpose.

4. Intellectual Property

The website and its original content, features, and functionality are and will remain the exclusive property of InsureAI. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of InsureAI.

We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on the service infringes on the copyright or other intellectual property rights of any person or entity.

5. User Content

You retain all rights in, and are solely responsible for, the content you post to our website or through our services.

By posting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with providing our services.

6. Privacy Policy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy.

7. Limitation of Liability

In no event shall InsureAI, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.

8. Disclaimer

Your use of our services is at your sole risk. The service is provided on an "AS IS" and "AS AVAILABLE" basis. The service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Contact Us

If you have any questions about these Terms, please contact us at legal@insureai.io.